Examples of Red Flags

Suspicious Documents

Suspicious documents may include the following:

• Documents provided for identification appear to be altered or forged.
• The photo or physical description on identification is not consistent with the appearance of the presenter.
• Information on identification is not consistent with other information provided by the presenter.
• Information on identification is not consistent with information on file with the University of Illinois System or unit, such as a signature card or a recent check.
• An application appears to be altered, forged, or reassembled from one that was destroyed.

Notice of Possible Identity Theft

A notice of possible identity theft may come from a customer, a victim of identity theft, a law enforcement authority, or any other person.

Alerts, Notices, or Warnings From a Consumer Reporting Agency (Credit Bureau)

Consumer reporting agency alerts, notices, or warning, could include:

• A fraud or active duty alert with a consumer report.
• A notice of credit freeze.
• A credit bureau provides a notice of address discrepancy.
• Activity that is inconsistent with the history and usual activity of an applicant or customer, such as:
  • Recent and significant increase in the volume of inquiries.
  • An unusual number of recently established credit relationships.
  • Material change in the use of credit, especially recently established credit relationships.
  • An account was closed for cause, or identified for abuse of privileges.